search

What is EARN and how to make passive income

20

By Yuriy Bishko February 21, 2025
10+ years in crypto trading and investing, in asset management since 2019, co-founder of BikoTrading.
Developed personal highly profitable swing and scalping strategies for the crypto market.

Cryptocurrencies have long been more than a trading tool. For many, it is an opportunity to earn a stable passive crypto income without active intervention. EARN services provide many variations for earning money: through staking, deposits, and other mechanisms.
In this article, we will consider what the EARN strategy is, what are its advantages and risks, how to make money on it, and where – we will consider EARN Binance and other types of crypto EARN.

What is EARN?

EARN is a mechanism for generating passive income (crypto) through the competent use of assets already in the portfolio (not through purchase or sale). These can be deposits, staking, participation in liquidity pools, and interest-bearing programs. Here, a person does not need to monitor the market on a daily basis. The assets work without your direct intervention.

What is EARN

How platforms for EARN crypto and EARN coins work

There are several ways to make money on crypto platforms like Binance or Bybit:

  • Staking. Coins in the blockchain are blocked and help keep it running. You are rewarded for this. 
  • Liquidity. You add your assets to liquidity pools on the platform. Traders who use these funds pay you a commission.
  • Deposits with interest. You invest your coins for a certain period of time and the platform pays you interest. It is similar to a bank deposit.
  • Flexible and fixed deposits. For example, with the Binance EARN crypto approach, you can choose to lock your funds for a certain period of time or leave them available for withdrawal at any time.

The main thing is that EARN platforms automate the process of earning money. You simply choose a tool, invest coins, and the platform does all the work of earning money for you. You don’t need to learn about trading, only study how to get passive income from crypto.

The demand for EARN coins in the crypto sector is growing very rapidly, and there are several reasons for this:

  • You can earn a stable income in a volatile market. Despite the volatility of the cryptocurrency market, EARN programs allow you to receive a stable income even when the market is falling.
  • Convenience. More than 60% of investors in popular exchanges such as Binance and Bybit will use EARN programs at least once in 2024.
  • Technological progress. New EARN crypto mechanisms, such as automated DeFi platforms, make the process of earning money easier even for beginners.
  • Growth. According to Chainalysis, in 2023, the total amount of crypto assets used in EARN programs and staking exceeded $75 billion. The figure is still growing.

EARN is no longer just an additional feature. It is a powerful trend that is becoming an integral part of the cryptocurrency ecosystem. Knowing how platforms work, you can significantly increase the efficiency of your investments.

Binance EARN – what is it and how does it work

Binance EARN – what is it and how does it work?

Binance EARN is a service that operates on the Binance platform and allows users to earn crypto passive income from their assets.
Users don't just keep coins in their wallets, they can invest them in profitable financial instruments. The service works like a bank deposit program: you deposit cryptocurrency and receive interest. However, it can be significantly higher than the interest on bank deposits, and the investment terms themselves are more flexible.

Types of instruments for Binance EARN

Flexible and fixed stacking

  • Flexible staking allows you to invest without a fixed term. You can withdraw your coins at any time. In this scenario, the interest rate is usually lower.
  • Fixed staking involves blocking assets for a certain period (for example, 60, 30, or 90 days). The exchange uses these assets to maintain the blockchain - and therefore your income is higher.

Deposits with interest

This is one of the easiest ways to EARN Binance, popular among beginners as well. You place cryptocurrency on a deposit and receive accruals for it. There are two types of such deposits on Binance:

  • Flexible deposits – you can withdraw funds at any time, but the returns are lower.
  • Fixed deposits – higher interest, but funds are locked for a certain period.

Launchpools and launchpads for EARN coins
Binance regularly runs the Launchpool and Launchpad programs, where users can invest their assets in new projects and make a profit.

  • Launchpad is one of the crypto passive income opportunities where you invest in the tokens of new projects before they officially enter the market. This is a profitable but more risky option.
  • Launchpool is an opportunity to invest in popular cryptocurrencies (for example, USDT or BNB) and earn new tokens as a reward.

The average yield of Binance EARN

Earnings with Binance EARN subscription depend on the instrument you choose and market conditions. However, it is possible to determine average figures when you earn money with Binance:

  • Flexible staking: 1-5% per annum, depending on the type of coin.
  • Fixed staking: 5-15% per annum, sometimes it can increase.
  • Deposits: for stable coins (BUSD, USDT), the rate is usually 1-8% per annum.
  • Launchpool: brings 10% to 50% per annum, but the reward depends on how popular the project is.
  • Launchpad: the profit can be many times higher, but this is a high-risk option.

All in all, EARN Binance is a comfortable way to earn passive income with crypto without active trading. But the question remains – how to learn to EARN binance?

Crypto EARN – where else can you make money?

There are several alternatives to EARN money Binance:

  • Bybit EARN is a popular platform with profitable deposit programs and flexible terms. It offers deposits, staking, and DeFi products to generate income.
  • OKX EARN has a wide range of fixed-rate deposits, staking programs, and DeFi tools.
  • KuCoin EARN – you can earn passive income through landing (loans to other users), staking, and special EARN programs.
  • Kraken Staking focuses on staking popular coins, the rates are quite high.
  • Crypto.com EARN allows you to earn income on deposits in various cryptocurrencies, the rate depends on the level of user loyalty.

A few tips on how to choose the right exchange:

  • Bybit EARN allows you to generate systematic income on USDC and USDT with a yield of up to 10% per annum.
  • OKX EARN has a wider selection of DeFi products, but rates change very often.
  • KuCoin EARN allows you to issue loans to other traders and receive interest. However, the risks are higher.
  • Binance EARN offers a wide range of instruments, but interest rates are lower than on less popular exchanges.

When choosing a platform for EARN crypto:

  • Reliability of the exchange (what is its reputation?).
  • Flexibility of programs (can I withdraw funds quickly?).
  • Profitability (what are the real interest rates?).
  • Additional conditions (do I need to block funds for a certain period of time?).

How to minimize losses using EARN coins?

  • Distribute assets. Do not invest all your funds in one type of EARN product or one coin.
  • Choose stable cryptocurrencies (USDT, USDC) that protect against volatility.
  • Review platform terms and conditions regularly. Exchanges can change rates, experience financial risks, or introduce new rules.
  • Avoid dubious offers. Yields of 50-100% per annum without risks may be a sign of fraud.
  • Keep some assets in an accessible format. Part of the assets should remain liquid in case of unforeseen situations.

Crypto EARN

Why should you pay attention to Bybit?

Bybit is one of the fastest-growing crypto exchanges and offers the best passive income from crypto. It is actively developing the EARN crypto direction and offers:

  • High interest rates on staking and deposits.
  • Flexible and fixed EARN programs with the possibility of quick withdrawals.
  • Reliability – the exchange is among the top platforms in terms of liquidity and trading volumes. 
  • User-friendly interface – understandable even for beginners.

Register and earn Bybit since it offers several options for how to make passive income with crypto: flexible deposits, fixed deposits, staking, and DeFi programs. There may be more favorable rates on some assets, less competition in launchpads and launchpools, and transparent conditions – no hidden fees or sudden changes in rates.

And with the referral program from Bikotrading, registering on Bybit | Bikotrading.com is even more profitable, because with us you get more, namely:

  • 1 month of free access to a paid closed community of traders
  • The opportunity to learn effective crypto passive income strategy, efficient tools, and share experiences with community members.
  • ATAS trading templates.
  • $40 or $20 to the balance.

Despite the risks, the EARN coin market continues to grow rapidly due to the development of DeFi, the emergence of regulated products, increased competition, and decreasing profitability. Be with Bikotrading and earn even more on cryptocurrencies!


Popular articles



IMPORTANT: Do not enter your name and email until you hav read the Legal Disclaimer. We are not able to make any guarantees and we will not make any guarantees about your ability to generate results or generate any money with our ideas, information, tools and resources, or strategies. You should know that all products and services by our company are for educational and informational purposes only. Nothing on this website, or any of our websites, or any of our content or curriculum is a implication, promise, or guarantee of results or future earnings. All financial numbers referenced here, or on any of our sites, are illustrative of concepts only and should not be considered average earnings, exact earnings, or promises for actual or future performance in fact most people will not recoup their investment. Use caution and always consult your accountant, lawyer or professional adviser before acting on this or any information related to a lifestyle change, your business and finances. You are responsible for your decisions, actions and results. By registering on this website you agree not to attempt to hold us liable for your decisions, actions or results, at any time, under any circumstance.




© 2025 Bikotrading Academy. All Rights Reserved.

button